In the current era of Industry 4.0, digital transactions are no longer unfamiliar with consumers in daily life. The more digital transactions become popular, the more electronic wallets appear, making it difficult for users to choose. However, there is a type of wallet gradually gaining public favor because of its reliability and convenience, which is ViettelPay, a wallet created by Viettel Military Telecommunication Group. Let’s explore what ViettelPay is, what tasks it can help us with, and how to use it.
ViettelPay is an application developed by Viettel that functions as an electronic wallet, enabling you to pay electricity, water bills, top-up mobile cards, buy airline tickets, transfer money, etc., directly on your smartphone.
Dedicated to the Vietnamese market, ViettelPay’s network covers the entire country, including remote mountainous areas, with its utilities, making ViettelPay worthy of being the digital bank of Vietnamese people.
Currently, ViettelPay can be downloaded for free on Android, IOS, BlackBerry.
- Shopping functions: ViettelPay can help you pay for bus and plane tickets; book hotels; shop for clothes; pay for food and beauty services; top-up mobile phones…
- Money transfer functions: Thanks to ViettelPay, you can easily transfer money to a bank account or another ViettelPay account for free.
- Create Virtual Master Card: With just 22,000 VND fee, you own a virtual Master Card to pay and link services.
- QR code payment feature: This is another utility of ViettelPay, where when you need to pay for a service, you just bring your smartphone with ViettelPay app installed and scan the code. That’s how you complete your service payment.
- Savings feature: ViettelPay supports savings with banks such as Techcombank, Vietcombank, MB Bank, with an interest rate up to 8.2%.
To enjoy the utility features of ViettelPay, first you need to download the ViettelPay app onto your smartphone.
Guide to register for a ViettelPay account
After downloading the app, open it and create a ViettelPay account to start using it according to the steps below:
- Enter your phone number used for registration (regardless of network provider) and your full name.
- Create a password and re-enter it to register your ViettelPay account. Note: For higher security, your password should contain numbers, letters, and special characters.
- On your registered phone number, an OTP code will be sent, enter it to verify your account.
Guide to top-up and withdraw money from ViettelPay
How to top-up
To perform transactions and shopping from your ViettelPay account, you first need to deposit money into the wallet. Here are some methods for you to consider:
- Deposit at Viettel transaction points:
- Open the app and go to the “Top-up” section
- Bring your ID card to a nearby Viettel store to top-up
- Viettel staff will assist you in completing the process.
- Deposit via bank:
- Open the ViettelPay app and log into your account, then tap the plus sign next to the balance.
- Enter the amount you wish to deposit
- When seeing the Napas portal, enter card number, card code, cardholder name, then click “Continue”. An OTP will be sent to your phone, enter the code to complete the transaction.
- Deposit at home:
Just enter your information and send the request, Viettel staff will contact you to carry out the task. This method is still being refined by Viettel.
How to withdraw money
- Withdraw from ATM: This is the most common method because ViettelPay is linked with many major banks. You only need to go to an ATM from a linked bank (Vietcombank, BIDV, Techcombank…) and withdraw cash as usual.
- Withdraw via app:
- Open the ViettelPay app and log into your account
- Tap “Withdraw cash”, enter the amount, then confirm by entering your password
After successful confirmation, the system will send you a receipt code
Carry your ID and receipt code to a Viettel store; staff will give you cash.
Guide to money transfer via ViettelPay
One of the most convenient functions of ViettelPay I just mentioned is quick and convenient money transfer. However, to use it, you need to upgrade your current plan according to Viettel’s service. Each plan has its own features depending on your needs. Transferring money to different places involves different steps as follows:
- Transfer to phone number: Go to “Transfer to phone number”, enter the recipient’s phone number (also registered with ViettelPay), choose the recipient’s account, then enter the amount you want to transfer, follow the system’s instructions.
Check the recipient’s name, enter the amount to transfer, confirm the transfer, then enter the OTP.
- Transfer to bank account: Go to “Transfer to bank account”, select the receiving bank, enter the card number and amount, then click “Verify payment information” and enter your verification code and password to ensure accuracy.
- Cash transfer: Go to “Cash transfer” then enter recipient information, choose the transfer method and recipient’s address. Proceed to authenticate by entering the verification code and your password.
- Transfer to card number: Go to “Transfer to card number”, enter the recipient’s card number, amount, and transfer content, then authenticate by entering the verification code from the system and your password.
Thus, the above article answered questions about what ViettelPay is, its prominent functions, and how to register and use a ViettelPay account. Hope that the information provided gives you useful and comprehensive knowledge, and offers a helpful suggestion for your choice. Vietnam-ustrade.org wishes you success.
